PayShield
The Clear Check for Every Invoice

Fake invoices and swapped bank-routing numbers drain billions a year — a scammer changes one number on a PDF and the money's gone. PayShield checks every invoice, statement, receipt, email, scanned check, image bill, HTML, CSV or vendor sheet right on your own machine: it seals the file with un-forgeable SHA-256, scans it for scam signals, and warns you the instant the account number — or crypto wallet — isn't the one you expected. One click. Nothing leaves your device. It even covers the documents you get KYC'd for — IDs, proof of address, pay stubs, tax forms — so you can seal and verify them locally before you ever upload them. Universal safety for everyday users, built to survive the great wealth transfer. Nothing else does all of this.

For households & freelancers For small businesses For privacy enthusiasts For crypto users For anyone doing KYC For teams running AI agents that pay

Simple enough for anyone

  • Drop a file → instant "safe to pay" or "do not pay yet"
  • Type the routing number you expect — it warns on a swap
  • Verify a sender's seal to confirm nothing changed in transit
  • Plain-English warnings, a downloadable receipt, no jargon

Hardened enough for the paranoid

  • Local-only — no cloud, no account, no telemetry
  • Documents wiped from memory after every check — nothing lingers in RAM
  • Real SHA-256 crypto seals + a compile-time integrity canary
  • Non-custodial payments — never holds your keys or funds
  • Optional YubiKey approval (hardware root of trust)
  • Catches swapped crypto wallet addresses (ETH/BTC), not just bank routing
  • Seal & verify your KYC docs (ID, proof of funds) locally before uploading
  • Agent gate: built for agentic AI — gates the payment action, not just LLM text
PayShield Plus
Household & freelance
$4/month
card, debit/credit or XPR
  • Seal + scan every incoming bill
  • Expected-number swap protection
  • Verify-a-seal for files you receive
  • Sign your outgoing invoices with a trust badge
  • 100% local & private
Get Plus — $4/mo → or pay with crypto (XPR) →
For business & agents
PayShield Pro
Small business & developer SDK
$17/month
card, debit/credit or XPR
  • Everything in Plus
  • Local folder-watching + bulk background processing
  • Agent-gate API to clear AI-initiated payments
  • Optional YubiKey approval on every release
  • SDK + the self-test endpoint
Get Pro — $17/mo → or pay with crypto (XPR) →
Pay by card / debit / credit (Stripe) or XPR (WebAuth) — non-custodial, funds go straight to CipherX1Logistics. Runs for the term you buy; renew anytime, no card kept on file.
Every check runs on your machine. CipherX1Logistics · 8 — Build or Destroy — peace.